The Effect Of Perceived Risk, Financial Knowledge And Government Support On User Interest With Perceived Usefulness As An Intervening Variable: Study On E-Wallet Users In Sulawesi

Indonesia's economic growth still has a significant impact during the COVID-19 pandemic. Various efforts have been made by government to prevent spread of virus implementing Large-Scale Social Restriction (PSBB) policy Enforcement Community Activity Restrictions (PPKM). This is implemented avoid crowds and all activities can only be done at home (work from home), including satisfy consumptive needs. During pandemic, there right choice transact or where we are currently, namely use digital e-wallet payments. study aims analyze effect perceived risk, financial knowledge support on user’s interest with usefulness as an intervening variable in Sulawesi Island. Data was collected through questionnaire google form then analyzed using Smart-PLS 3.0 software. The sample 384 users who Island criteria that they used since March 2019 until now. results prove seven direct relationships one relationship does not effect, effects interest. While other three indirect proved